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Channel: Jonathan Restrepo, Author at Creditmergency
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How to Protect Your Credit While in the Military

Being deployed means you need to check a lot of things off your to-do list to ensure that nothing goes amiss while you are away. Due to the emotional and mental effects of this stage in your life, the...

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Someone Pulled My Credit Without My Approval. Should I Dispute It?

Your loan payments are all time and you are confident that you are responsible for managing your credit. You even take time to find mistakes on your credit report every year to ensure that your score...

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Statute of Limitations: How This Can Help You Fix Your Credit

The statute of limitations refers to the amount of time dictated by law after which any legal proceedings can no longer be initiated. As far as debt is concerned, it pertains to the limit to the time...

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Why Having Credit Cards is a Terrible Idea

Credit cards have made people’s lives easier and more convenient than before.  A lot of day-to-day transaction-based activities are even difficult or impossible if you don’t have a credit card. But...

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How to Avoid Paying Medical Debt

Health is wealth but medical debt can leave a serious dent in your finances. Unfortunately, medical debt has been one of the major causes of bankruptcies. This is why it is important to learn how to...

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Do Companies Like TMobile Check Your Credit Score?

Your credit score can affect and influence almost everything and anything you do these days. From taking out a mortgage loan to signing up for car insurance, and sometimes, even when applying for a...

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Credit Myths and Tips for 2023

With 2023 just around the corner, the last thing you want is to be engulfed in financial misinformation yet again. Unfortunately, incorrect financial information has become more rampant than ever,...

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Do You Need a Credit Score to Purchase a Home?

Whether you want to buy or lease a car or rent a property, credit checks are often necessary to determine your eligibility. The same thing goes with a home purchase. You need a credit score to purchase...

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Why you should give up on repairing your credit

While the performance of students is reflected on report cards, adults are often gauged based on their credit. Since it speaks so much about you as a person, it only makes sense that you want your...

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Do You Really Need a Credit Score?

Credit scores are always brought up in all financially related topics, and this is for a good reason. But more than determining the loans you are qualified for and how much your interest rate payments...

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